let's buy
a house

Homebuying process
in 5 easy steps:

 STEP 1

GET PREAPPROVED

 STEP 2

SEARCH FOR HOMES

 STEP 3

MAKING AN OFFER

 STEP 4

INSPECTIONS / LOAN

 STEP 5

CLOSING / MOVING

step #1

Get Preapproved For A Loan
Starting the journey to homeownership involves getting preapproved for a loan, a crucial step that estimates your buying range and signals to sellers your serious intent, making you stand out in competitive markets. To ready yourself for this important financial step, improve your credit score, save for a down payment, and reduce your debt-to-income ratio. These actions not only aid in getting preapproved but also smooth the path to purchasing your dream home.

step #2

Start your home search

Exploring different properties is one of the most engaging aspects of the homebuying process. You'll have the opportunity to view a variety of homes within your budget, offering a comprehensive education in real estate. This journey through homes of various sizes, conditions, and designs is crucial in finding the perfect match for your needs. The number of properties you should consider depends on your preferences, the characteristics of the neighborhood, and current market conditions. Our role is to streamline this process, filtering out properties that don't align with your criteria and highlighting those that do, ensuring your time is spent efficiently. During showings, focus on the property's curb appeal, layout, and amenities. Taking notes and asking questions will help us better understand your preferences. We also ask for your consideration towards the homeowners, who may be present.

step #3

Submitting offers

Once you've chosen a home to purchase, the next step is to make an offer. In a competitive market, you may need to bid above the asking price, but it's crucial to remain within a realistic budget. Your offer needs to be attractive enough to grab the seller's attention. We'll then put this offer in writing and submit it to the seller's agent, usually accompanied by an earnest money deposit to show your commitment. The seller can accept, decline, or counteroffer, leading to negotiations to adjust the contract to meet your needs. The purchase agreement for a single-family home is typically standardized, detailing your intent to buy and forming a legal commitment once accepted by the seller.

step #4

Inspections / Appraisal / Loan

After your offer is accepted, promptly schedule a property inspection with a licensed inspector, considering additional specialized evaluations as needed. We can suggest qualified inspectors for these detailed checks.

Stay in touch with your lender for any extra documents needed for your loan application and to ensure the property's appraisal aligns with financing requirements. This appraisal assesses the property's value based on size, costs, and market trends.

You're responsible for obtaining home insurance and providing proof to your lender before closing. An attorney, serving as the closing agent, will manage the escrow deposit and review the property's title to ensure no issues at closing. Be aware of any property restrictions, easements, or encroachments that could affect your ownership.

step #5

Closing

The final walk-through, typically held on closing day, allows the buyer to verify the property is clean, in the same condition as when the offer was made, and that any agreed-upon repairs are completed.

At closing, if all preparations are complete, taking ownership should be a smooth and joyful process. This meeting involves the seller, their agent, and representatives from the lending and title companies to officially transfer the property title to you. The Purchase and Sale contract outlines the property details, price, payment method, and the closing details.

Ready to work with us?

Ring or text us at 860.406.4060

Past Clients

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Why They Love Us

ryszard Galej Avatarryszard G.
We had the pleasure of working with Peter for our recent home purchase, and couldn't be more impressed. His professionalism and attention to detail were evident from the very beginning. He was incredibly responsive to all of our inquiries and kept us informed throughout the entire process. His deep knowledge of the market helped us secure the perfect property within our budget. We highly recommend Peter and the Real Estate Dudes to anyone looking for a reliable and dedicated agent! Thank you again for the smooth process! - 1/29/2024 
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Tanya G AvatarTanya G.
From start to finish, loved working with Konrad to sell our home. From the professional photos with a 3D tour and aerial view which depicted our home beautifully, ultimately getting multiple offers on our home within just a couple of days of listing, the process of selling our home could not have gone better.
Communication with Konrad was exceptional! He promptly responded to all my questions and concerns, keeping me informed every step of the way.
If you are looking for a smooth and successful real estate transaction - The Real State Dudes is the name you can trust! - 11/27/2023 
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Konrad Gil AvatarKonrad G.
Great selling experience with plenty of very helpful advice. I strongly recommend working with Konrad and Piotr - The Realestate Dudes. They will walk extra mile to make your house dream come true regardless buying or selling. - 3/17/2023 
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Krystyna Lipinski AvatarKrystyna L.
Konrad did an incredible job helping us sell our property. He put out all fires, worked day and night and offered excellent advise. Thank you!!! - 9/26/2022 
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Milton Serrano AvatarMilton S.
This is the best realtor in Ct If you want sell your house Dude’s realtor the # 1 - 2/24/2023 
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Mikayla Otis AvatarMikayla O.
My fiancé and I had an amazing experience with Konrad as our realtor. We have been looking for a home for over a year with a different realtor and got our first offer accepted when we took on Konrad as our agent during a tough time in the market. He went above and beyond what he could to make our deal go through. He was wonderful to work with and explained everything in the process. I would highly recommend using The Real Estate Dudes. You will not regret it! - 10/03/2022 
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Dylan Bigge AvatarDylan B.
Konrad is absolutely the best work with. We had the privilege of working with the Real Estate Dudes. In our search for our new home, he was able to make this journey so enjoyable for us, even in this crazy market. Konrad was super responsive and was so attentive to our needs. He was always able to make himself available that was conducive to our schedules. We appreciated his patience in the countless showings, and adversity in the bidding wars. Every showing, Konrad even made sure to bring an extra listing sheet for our dog lol. He never put any pressure on the pursuit of our next home. His sense of humor is one for the books, which made this process that much more enjoyable. This was not a transaction, it was a relationship. - 8/17/2022 
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Andrew Prescott AvatarAndrew P.
Enjoy the podcast. Very entertaining and educational. - 1/24/2023 
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