let's buy
a house

Homebuying process
in 5 easy steps:

 STEP 1

GET PREAPPROVED

 STEP 2

SEARCH FOR HOMES

 STEP 3

MAKING AN OFFER

 STEP 4

INSPECTIONS / LOAN

 STEP 5

CLOSING / MOVING

step #1

Get Preapproved For A Loan
Starting the journey to homeownership involves getting preapproved for a loan, a crucial step that estimates your buying range and signals to sellers your serious intent, making you stand out in competitive markets. To ready yourself for this important financial step, improve your credit score, save for a down payment, and reduce your debt-to-income ratio. These actions not only aid in getting preapproved but also smooth the path to purchasing your dream home.

step #2

Start your home search

Exploring different properties is one of the most engaging aspects of the homebuying process. You'll have the opportunity to view a variety of homes within your budget, offering a comprehensive education in real estate. This journey through homes of various sizes, conditions, and designs is crucial in finding the perfect match for your needs. The number of properties you should consider depends on your preferences, the characteristics of the neighborhood, and current market conditions. Our role is to streamline this process, filtering out properties that don't align with your criteria and highlighting those that do, ensuring your time is spent efficiently. During showings, focus on the property's curb appeal, layout, and amenities. Taking notes and asking questions will help us better understand your preferences. We also ask for your consideration towards the homeowners, who may be present.

step #3

Submitting offers

Once you've chosen a home to purchase, the next step is to make an offer. In a competitive market, you may need to bid above the asking price, but it's crucial to remain within a realistic budget. Your offer needs to be attractive enough to grab the seller's attention. We'll then put this offer in writing and submit it to the seller's agent, usually accompanied by an earnest money deposit to show your commitment. The seller can accept, decline, or counteroffer, leading to negotiations to adjust the contract to meet your needs. The purchase agreement for a single-family home is typically standardized, detailing your intent to buy and forming a legal commitment once accepted by the seller.

step #4

Inspections / Appraisal / Loan

After your offer is accepted, promptly schedule a property inspection with a licensed inspector, considering additional specialized evaluations as needed. We can suggest qualified inspectors for these detailed checks.

Stay in touch with your lender for any extra documents needed for your loan application and to ensure the property's appraisal aligns with financing requirements. This appraisal assesses the property's value based on size, costs, and market trends.

You're responsible for obtaining home insurance and providing proof to your lender before closing. An attorney, serving as the closing agent, will manage the escrow deposit and review the property's title to ensure no issues at closing. Be aware of any property restrictions, easements, or encroachments that could affect your ownership.

step #5

Closing

The final walk-through, typically held on closing day, allows the buyer to verify the property is clean, in the same condition as when the offer was made, and that any agreed-upon repairs are completed.

At closing, if all preparations are complete, taking ownership should be a smooth and joyful process. This meeting involves the seller, their agent, and representatives from the lending and title companies to officially transfer the property title to you. The Purchase and Sale contract outlines the property details, price, payment method, and the closing details.

Ready to work with us?

Ring or text us at 860.406.4060

Past Clients

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Why They Love Us

Krystyna Lipinski AvatarKrystyna L.
Konrad did an incredible job helping us sell our property. He put out all fires, worked day and night and offered excellent advise. Thank you!!! - 9/26/2022 
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Milton Serrano AvatarMilton S.
This is the best realtor in Ct If you want sell your house Dude’s realtor the # 1 - 2/24/2023 
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Frank Zappulla AvatarFrank Z.
Peter was the best agent. He's not pushy while you might only be thinking about buying a home. Once Peter is your agent, he's fully committed to making the home purchase process as easy as possible. Peter is professional, punctual and friendly. Don't think twice about working with Peter. - 7/17/2022 
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Andrew Prescott AvatarAndrew P.
Enjoy the podcast. Very entertaining and educational. - 1/24/2023 
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Jim Otis AvatarJim O.
Great Marketing of home, including Ariel views! Would recommend! - 12/24/2022 
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Mikayla Otis AvatarMikayla O.
My fiancé and I had an amazing experience with Konrad as our realtor. We have been looking for a home for over a year with a different realtor and got our first offer accepted when we took on Konrad as our agent during a tough time in the market. He went above and beyond what he could to make our deal go through. He was wonderful to work with and explained everything in the process. I would highly recommend using The Real Estate Dudes. You will not regret it! - 10/03/2022 
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Email: emilyalison691@gmail.com - 6/16/2022 
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