let's buy
a house
Homebuying process
in 5 easy steps:
STEP 1
GET PREAPPROVED
STEP 2
SEARCH FOR HOMES
STEP 3
MAKING AN OFFER
STEP 4
INSPECTIONS / LOAN
STEP 5
CLOSING / MOVING
step #1
step #2
Start your home search
Exploring different properties is one of the most engaging aspects of the homebuying process. You'll have the opportunity to view a variety of homes within your budget, offering a comprehensive education in real estate. This journey through homes of various sizes, conditions, and designs is crucial in finding the perfect match for your needs. The number of properties you should consider depends on your preferences, the characteristics of the neighborhood, and current market conditions. Our role is to streamline this process, filtering out properties that don't align with your criteria and highlighting those that do, ensuring your time is spent efficiently. During showings, focus on the property's curb appeal, layout, and amenities. Taking notes and asking questions will help us better understand your preferences. We also ask for your consideration towards the homeowners, who may be present.
step #3
Submitting offers
step #4
Inspections / Appraisal / Loan
After your offer is accepted, promptly schedule a property inspection with a licensed inspector, considering additional specialized evaluations as needed. We can suggest qualified inspectors for these detailed checks.
Stay in touch with your lender for any extra documents needed for your loan application and to ensure the property's appraisal aligns with financing requirements. This appraisal assesses the property's value based on size, costs, and market trends.
You're responsible for obtaining home insurance and providing proof to your lender before closing. An attorney, serving as the closing agent, will manage the escrow deposit and review the property's title to ensure no issues at closing. Be aware of any property restrictions, easements, or encroachments that could affect your ownership.
step #5
Closing
The final walk-through, typically held on closing day, allows the buyer to verify the property is clean, in the same condition as when the offer was made, and that any agreed-upon repairs are completed.
At closing, if all preparations are complete, taking ownership should be a smooth and joyful process. This meeting involves the seller, their agent, and representatives from the lending and title companies to officially transfer the property title to you. The Purchase and Sale contract outlines the property details, price, payment method, and the closing details.